Welcome

Segal’s annual enrollment period for 2024 benefits was held from Wednesday, October 25, 2023 through Wednesday, November 8, 2023. This was your once-a-year opportunity to make your 2024 benefit elections.

Segal is a special place to work, continuing to support our health and well-being through comprehensive health and wellness benefit programs. Segal leadership’s investment in our well-being shows how Segal cares for us. We are once again expanding the varied benefit options and opportunities to assist you in achieving a healthy lifestyle, encompassing physical, mental and financial health. Our newest initiatives include:

  • the introduction of Burnalong live and on-demand well-being solutions effective October 25, 2023;
  • changes to the Segal Resolutions wellness program effective January 1, 2024; and
  • the OptumRx Price Edge program, a simple way to save on non-specialty generic drugs, also effective January 1, 2024.

We’re also pleased to inform you that the premium increases for Aetna PPO and Aetna HDHP, the self-insured plans in which the majority of employees are enrolled, are well below the national trend or what Segal is projecting for employer healthcare cost increases in 2024. However, the fully insured Aetna EPO, Emblem Health HMO and Kaiser HMO plans, where Segal has less control over rates, will see premium increases above trend.

And, we are not increasing employee contributions for dental or vision for the 2nd year in a row.

Segal is supporting us professionally and personally and we encourage you to review the benefit offerings and utilize programs designed to assist us on our journey toward overall well-being.

Review 2024 coverage and contributions

Please set aside time now to review details of the 2024 coverage as well as the contribution rates for 2024, to make sure you’re enrolled in the right plans and taking full advantage of all that is offered.

The updates to our plans, and the 2024 flex credits and contribution rates, are on this 2024 benefits microsite. The elections you make during annual enrollment will take effect on January 1, 2024, and remain in place throughout the 2024 calendar year unless you have a qualifying life event, such as marriage, divorce, or the birth of a child. However if EOI is still pending for life, AD&D or LTD insurance as of January 1, 2024, that coverage will take effect upon the approval of EOI rather than on January 1.

NOTE:

  • If you are a Segal Marco CBU employee or a New York CBU staff member, you receive separate information regarding your Annual Enrollment benefits.

  • If you are a Canada employee, information regarding your benefits is posted on the Canada Benefits page of this 2024 benefits microsite.

This brochure contains information about the medical plan options and other benefits Segal Group offers. If any statements contained herein are inconsistent with applicable laws and regulations or official plan documents and contracts, those regulations and documents will govern. Segal Group reserves the right to amend or terminate any plan, at any time, for any reason. No provision of any benefit is to be considered a contract of employment between you and Segal Group.

© 2024-2025 by The Segal Group, Inc. The information in this overview offers only brief highlights of the 2019 benefits plans. In the event of a conflict between this overview and the plan documents or policies, the plan documents or policies will govern.