Dental Coverage

The amount you pay for dental coverage depends on

1. The coverage tier you select (Employee Only, Employee Plus One, or Employee Plus Family), and
2. Your salary.

The cost of coverage is the price tag. Segal provides you dental flex credits to offset the price tag. Flex credits are allocated by salary band:

Annual Salary                     Monthly Flex Credit  

Under $77,000                    $60  

$77,000-$134,999              $57

$135,000-$199,999            $54

$200,000 and above           $51

The chart below shows how much you will pay for dental coverage each month based on your salary band, after the flex credits are deducted from the price tag. All rates are monthly and effective January 1, 2024.

When you log in to HRConnect to elect your dental coverage for 2024, you will see your pay-period cost (the monthly price tag less the flex credit, divided by two). HRConnect also shows the full pay-period price tag and flex credit. On your paystub, you will see the pay-period price tag and the pay-period flex credits (all flex credits are added together on paystubs). The price tags less the flex credits equal your net out-of-pocket cost. 

Note for Part-time Employees: if you are working less than the standard office hours, your dental flex credits will reflect the percentage of hours you work. For example, if you are working a 60% schedule and your salary is between $77,000-$134,999, your dental flex credits will be 60% of $57, or $34.20 per month. As such, the chart below will NOT have your correct out of pocket cost. For your out of pocket costs, review your benefit enrollment in HRConnect.