Welcome
Annual enrollment runs from Wednesday, October 25, 2023, through Wednesday, November 8, 2023. This is your opportunity to make benefits elections for the coming year.
Segal is a special place to work, continuing to support our health and well-being through comprehensive health and wellness benefit programs. Segal leadership’s investment in our well-being shows how Segal cares for us.
Segal will continue to pay the full cost of your Supplemental Health Care, including the Extended Health Care medical and Dental in 2024.
Segal is supporting us professionally and personally and we encourage you to review the benefit offerings and utilize programs designed to assist us on our journey toward overall well-being.
Our newest benefit changes
Add or Increase Supplemental Life, AD&D and/or LTD
We introduced The Hartford as our new life and disability vendor effective October 1, 2023.
The Hartford is offering a one-time opportunity this annual enrollment for employees not currently enrolled in supplemental insurance coverage to enroll in additional coverage up to the guaranteed issue amount without Evidence of Insurability (EOI), which is usually a health screening. The amounts are:
- Spouse life up to $10,000,
- Supplemental long-term disability, low or high option.
The Hartford is also offering the opportunity this annual enrollment to enroll in coverage subject to EOI:
- Supplemental life and/or AD&D up to the lesser of 2 times covered earnings and $250,000,
- Spouse life in increments of $10,000, up to a maximum of $50,000,
- Child life up to $10,000.
The coverage elected during annual enrollment without EOI will be effective January 1, 2024. In future years, EOI will apply to new coverage elections made during annual enrollment.
If you are currently enrolled, you still can make changes to your supplemental life and AD&D, subject to any applicable Evidence of Insurability (EOI) requirements, or to discontinue your current supplemental coverage.
You now enroll for supplemental LTD coverage as well as supplemental life and/or AD&D and spouse/child life and/or AD&D coverage, directly with the Hartford, at www.thehartford.com/benefits/enroll.
If you currently have any supplemental insurance coverage, please register at The Hartford to confirm your coverage, demographic, dependent and beneficiary information, as applicable, is correct or add any missing information needed, or to enroll or make changes or discontinue current coverage.
Your user ID is your employee ID and your initial password is your initials followed by your date of birth in MMDDYYYY format. You may receive emails directly from The Hartford at EmployeeBenefits@MarketWORKS.TheHartford.com and enroll@email.thehartfordatwork.com.
Basic life and disability coverage will continue to show in HRConnect.
The following valuable programs are continuing
Everyday Well-being program
With the Everyday Well-being wellness program you can get reimbursed for a wide range of expenses that support your health and wellbeing, including health club membership, purchase of exercise equipment and fitness trackers and financial planning services by a qualified financial planner. Don’t miss out on this easy way to cover up to $600 in expenses! Review the program guidelines and be sure to submit any year’s claims for reimbursement by March 31 of the following year. Join your co-workers who are in pursuit of healthy living by submitting claims and receiving reimbursements under the Everyday Well-being program.
TELUS Health Employee Assistance Plan (EAP)
The EAP provides free confidential services including basic consultations, short-term counseling and referrals. You may receive up to 8 short-term counseling sessions per issue per year. If long-term or specialized treatment is needed, the EAP will help you find the best resource for your situation, using your health benefit program whenever possible.
3rd virtual health fair
Join us for our third virtual health fair! Speak directly with representatives from our benefit vendors and learn about the ways Segal supports your physical, mental and financial wellness and enter the raffle for fun prizes. Visit the virtual health fair webpage on this webiste, containing the schedule of sessions offered by our benefit vendor partners, such as the chance to ask questions to the EAP representatives. Complete the raffle entry for a chance to win a raffle prize from one of our benefit vendor partners. The deadline for entries is November 8, 2023.
Review 2024 coverage and contributions
Please set aside time now to review details of the 2024 coverage as well as the contribution rates for 2024, to make sure you’re enrolled in the right plans and taking full advantage of all that is offered.
The updates to our plans are highlighted above; you can learn more about them on this 2024 benefits microsite. The elections you make during annual enrollment will take effect on January 1, 2024, and remain in place throughout the 2024 calendar year unless you have a qualifying life event, such as marriage, divorce, or the birth of a child. However if EOI is still pending for life, AD&D or LTD insurance as of January 1, 2024, that coverage will take effect upon the approval of EOI rather than on January 1.
Learn More
Watch the recorded webinar to learn more.
Your enrollment checklist
- Know your options and costs. Review your current benefit elections in HRConnect. Access HRConnect through OKTA on SegalNet, click on Me, then on Benefits.
- Reexamine your supplemental and spouse/child life and accidental death & dismemberment (AD&D) and supplemental long-term disability insurance needs. Log in to or register at thehartford.com/benefits/enroll to enroll in or make changes to your supplemental life or enroll in spouse/child life and/or AD&D and supplemental long-term disability insurance, review your beneficiary designations for supplemental life insurance, and see your costs for 2024, by November 8, 2023.
- Enroll through HRConnect, and complete your annual enrollment elections, by November 8, 2023.
- Verify that each of your family members’ names and corresponding Social Insurance numbers on file are correct. To check this information, access HRConnect through OKTA.
- Update your personal information and beneficiary designations. If you have recently married, divorced, had a child, or experienced any other relevant family change, make sure your records are updated. It’s also important that you designate a basic group life insurance beneficiary if you haven’t done so.
Don’t wait until the last minute to enroll!
While we’re all very busy, please don’t wait until the last minute to enroll in 2024 benefits. And please ensure your time zone in HRConnect is correctly set to your local time, so that your ability to make annual enrollment elections in HRConnect does not end earlier due to an inaccurate time zone. Instructions are available on the 2024 benefits microsite.
What happens if you don’t enroll?
You must enroll if:
- You want to make any changes to your coverage
- If you have duplicate dependents listed in HRConnect and want to eliminate the duplicate records. Please do so by following the instructions for deleting duplicate dependents posted on the 2024 benefits microsite
- If you want an electronic beneficiary designation (rather than paper record) for your basic group life insurance.
If you are not affected by the above, you do not need to take any action to update your benefit elections. However, you must still review your:
- Elections in HRConnect during annual enrollment and keep a record of them (print to paper or to a file)
- Elections in HRConnect after annual enrollment ends and keep a record of them (print to paper or to a file), and
- Paycheck contributions for the 1st payroll of 2024.
Ensure they are all correct. Report any discrepancies to Janet Arce and Mandy Singh no later than January 31, 2024.