Canada Health, Life, and Disability Benefits
Supplemental Health Care
Segal provides a Supplemental Health Care Benefits Program, including extended health care and dental care, designed to supplement provincial health insurance coverage.
The Extended Health Care provides benefits designed to supplement provincial health insurance coverage. Supplemental healthcare benefits also include dental benefits. For a description of Extended Healthcare and Dental Care, please see the Benefits Summary. Once you are enrolled you may also see full details via Manulife.
As a reminder, your Extended Health Care includes Akira Healthcare Online. You have 24/7 secure access to Canadian healthcare professionals from your mobile device or computer. Sign up if you haven't already
Life and AD&D Insurance and Disability Insurance
Segal provides basic group term life and AD&D insurance to eligible Canada employees, who may also enroll in supplemental life and AD&D insurance as well as spouse and/or child life insurance. Additionally, Segal provides short-term disability and basic long-term disability benefits to eligible Canada employees, who may also enroll in supplemental long-term disability insurance.
The Hartford is offering a one-time opportunity this annual enrollment for employees not currently enrolled in supplemental insurance coverage to enroll in additional coverage up to the guaranteed issue amount without Evidence of Insurability (EOI), which is usually a health screening. The amounts are:
- Spouse life up to $10,000,
- Supplemental long-term disability, low or high option.
The Hartford is also offering the opportunity this annual enrollment to enroll in coverage subject to EOI:
- Supplemental life and/or AD&D up to the lesser of 2 times covered earnings and $250,000,
- Spouse life in increments of $10,000, up to a maximum of $50,000,
- Child life up to $10,000.
The coverage elected during annual enrollment without EOI will be effective January 1, 2024. In future years, EOI will apply to new coverage elections made during annual enrollment.
If you are currently enrolled, you still can make changes to your supplemental life and AD&D, subject to any applicable Evidence of Insurability (EOI) requirements, or to discontinue your current supplemental coverage.
You now enroll for supplemental LTD coverage as well as supplemental life and/or AD&D and spouse/child life and/or AD&D coverage, directly with the Hartford, at www.thehartford.com/benefits/enroll.
If you currently have any supplemental insurance coverage, please register at The Hartford to confirm your coverage, demographic, dependent and beneficiary information, as applicable, is correct or add any missing information needed, or to enroll or make changes or discontinue current coverage.
Your user ID is your employee ID and your initial password is your initials followed by your date of birth in MMDDYYYY format. You may receive emails directly from The Hartford at EmployeeBenefits@MarketWORKS.TheHartford.com and enroll@email.thehartfordatwork.com.
Basic life and long-term disability coverage will continue to show in HRConnect.